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The party is over for tax credits

by Harold Carey Jr

The big tax perks after the pandemic are reduced this year. Parents won't be getting checks, but they will still have a (smaller) credit to use against taxes owed. The Child Tax Credit was boosted for the 2021 tax year to $3,600 for children younger than 5 and $3,000 for kids 6 to 17. For the 2022 tax year, the child tax credit will drop to $2,000 for all children 16 and … [Read more...] about The party is over for tax credits

Make yourself a success

by Harold Carey Jr

To succeed, remember these truths:* Winners are not born, they are made.* The dominant force in your existence is the way you think.* You can create your own reality.* There is some benefit to be had from every adversity.* Each one of your beliefs is a choice.* You are never defeated until you accept defeat as a reality and stop trying.* The only real limitations on what you … [Read more...] about Make yourself a success

Payment app fraud can be a financial disaster

by Harold Carey Jr

There are lots of ways to get scammed out of money these days, but it is happening frequently with payment apps. Pew Research found that 13 percent of payment app users realized they had sent money to scammers and 11 percent reported that their account had been hacked. Many more have likely been scammed without realizing it. And with authorized transactions, once the money … [Read more...] about Payment app fraud can be a financial disaster

Here’s why diversification is important in investing

by Harold Carey Jr

Diversify. Diversify. Diversify. Study investing and "diversification" ranks among the most common terms tossed around. Indeed, the first bit of advice many professional investors offer newbies is to diversify their investment portfolio. So what makes diversification such an important concept? Let's dig in. First, diversification means spreading your investments across … [Read more...] about Here’s why diversification is important in investing

What to do if you can’t pay your taxes

by Harold Carey Jr

Tax day is fast approaching and that means millions of Americans are busy assembling their tax returns. While many Americans look forward to refunds, some will find themselves sending payments to Uncle Sam. And, unfortunately, not everyone will have the money to pay their taxes. The Internal Revenue Service reports that as of 2020, more than 11 million Americans owed back … [Read more...] about What to do if you can’t pay your taxes

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About Harold

Harold Carey Jr

I travel the Southwest and the world taking photos and doing travel reviews as a Google Local Guide.
I have over 38 million views of my photos on Google Maps and over 800 travel reviews

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