Money and Personal Finance

If your car is paid for (or almost paid for) and the repairs don't cost much, it's probably a good idea to keep it.The key to keeping a car running for 200,000 miles is in the care and maintenance you give it. Change the oil regularly, rotate the tires and don't let small problems turn into big ones. If your car has high mileage, its days might be limited, but at the same … [Read more...] about Fix it or junk it? What to do with the old car

Americans worried about repaying their student loans have gotten another reprieve with President Joe Biden extending a pause on repayment and interest accumulation until May 1, 2022. The government paused student loan repayment shortly after the onset of the COVID-19 pandemic, when millions suddenly found themselves without jobs. Since then, the government has extended the … [Read more...] about Student loan payments paused again

Storm's coming. We must run to the grocery store and stock up like it is the end of the world. Water. Bread. Pop-Tarts. Pop-Tarts? Oh, yeah. Pop-Tarts are big during storms, particularly strawberry Pop-Tarts.Walmart discovered early on that when a storm threatens, the sale of Pop-Tarts increases seven times the normal sales rate.According to the Reader's Digest, Walmart … [Read more...] about Walmart stocks up on this odd item before a storm

Budgeting apps are handy, but sometimes confusing. Does this item go to household expenses or should it be something else? Should that credit card charge count as a clothing expense? It can be hard to sort out the details. The Japanese, with their cultural focus on simplicity, come to the rescue with kakeibo. The Japanese budgeting method, which means "household finance … [Read more...] about Kakeibo: The Japanese art of budgeting