With the rapid move to online ordering and fulfillment, a lot of small businesses faced a budgeting concern they hadnít dealt with before: shipping. Customers have come to expect free or low-cost shipping on their orders (and fast turnaround), but the reality is that small businesses often donít have the volume to make those options viable.What to do? You still have a … [Read more...] about How to save money on shipping
Finance
Now you can find out how much your hospital charges
For most major purchases that we make, we pay close attention to price and services.But, when was the last time you asked the price of a surgery? When was the last time you shopped prices?Insured patients go in for procedures and services without any real concept of costs, and hospitals have not been required to disclose pricing for certain services in advance. A new … [Read more...] about Now you can find out how much your hospital charges
Ask the Expert: How to read a mortgage loan estimate
When applying for a mortgage, one-and-done is not your best approach. You stand to save money if you shop around for the best loan for you, and this means you should know how to decipher the documents that come your way.A mortgage loan estimate is a three-page form you receive after applying for a mortgage. A lender must provide you with a mortgage loan estimate within three … [Read more...] about Ask the Expert: How to read a mortgage loan estimate
8 tips to save on energy this summer
Seal it up. Insulate the attic; stop air leaks; install energy efficient windows when it's time to buy new ones.Plant trees. Carefully positioned trees can save up to 25 percent of a household's energy consumption. Plant them so they shade the house.Circulate air with a ceiling fan. They are especially effective in large rooms, common areas and upstairs bedrooms.Use a digital … [Read more...] about 8 tips to save on energy this summer
Still missing stimulus money? Tip from the IRS
Those who aren't required to file taxes may want to file those taxes anyway in April if they never received stimulus payments.People who do not file taxes have been eligible for two stimulus checks, the first from March 2020, when they should have received $1,200. The second is from December 2020, when they should have received $600 per person. Non-filers are usually those … [Read more...] about Still missing stimulus money? Tip from the IRS