With prices averaging more than $20,000 for a new vehicle and $9,500 for a four-year-old vehicle, most consumers need financing or leasing to acquire a vehicle. In some […]

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Buying a new car is second only to a home as the most expensive purchase many consumers make. According to the National Automobile Dealers Association, the average price of a new car sold in the United States as of June 1998 was $23,480. That’s why it’s important […]

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Steer clear of fraudulent or deceptive offers targeting borrowers. Unscrupulous individuals try to lure consumers into questionable, high-cost deals or fraudulent transactions, usually involving new loans or credit cards or offers to help deal with debt problems. Here are examples:
“Predatory” loans: People from non-bank or home improvement industries may use false or misleading sales tactics […]

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Loans for higher education can be costly so take the time to research your options The cost of college has risen faster than the general inflation rate for many years. So, it’s no surprise that many parents borrow to pay for higher education and that […]

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It’s two weeks until payday, your credit cards are maxed out … and then your car breaks down. You only need a few hundred dollars for the repair but you need it now. Many people in these situations have turned to “alternative” financial services providers such as pawnshops, car-title lenders (for a loan secured by […]

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