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Self Reliant Living

Rural Living for less than $2,000 a month

Money

The best and worst options if you owe the IRS

by Harold Carey Jr

Tax deadlines are fast approaching. Unfortunately, some people will find that they don't have enough cash to pay Uncle Sam. That could lead to problems, including interest charges, penalty fees, bank account seizures and liens on property. Fortunately, the IRS offers both short-term and long-term payment plans. Keep in mind that you could still get hit with penalties and … [Read more...] about The best and worst options if you owe the IRS

Four things to know before buying an induction cooktop

by Harold Carey Jr

Traditionally, gas ranges have been the first choice for dedicated home cooks, but that's likely to change. Induction cooking is gaining steam in the U.S. market, and according to Forbes, it will overtake gas and electric ranges and cooktops within a couple of decades. But before you make the switch to induction, there are a few important things you should know. 1. … [Read more...] about Four things to know before buying an induction cooktop

A credit card doesn’t count as an emergency fund

by Harold Carey Jr

Financial planners recommend building an emergency fund that can pay for major repairs and also cover necessary bills, such as rent, should you become unemployed or suffer an emergency. A good rule of thumb is to have an emergency fund that covers living expenses for at least six months. Unfortunately, some folks lack such a fund and instead rely on credit lines. Even if … [Read more...] about A credit card doesn’t count as an emergency fund

The future of student loan payments

by Harold Carey Jr

This month, after an 18-month suspension of student loan payments, millions are poised to make their next payment in October. Congress suspended federal student loan payments as part of the first pandemic relief package. Interest was frozen and collections stopped.At the same time, millions of student loan borrowers are praying loans will again be suspended or even … [Read more...] about The future of student loan payments

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About Harold

Harold Carey Jr

I travel the Southwest and the world taking photos and doing travel reviews as a Google Local Guide.
I have over 38 million views of my photos on Google Maps and over 800 travel reviews

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